Service 02 • MIC Global Finance
Banking & Credit Advisory
We help clients assess financing needs, package credit professionally and engage commercial banks and financial institutions as important institutional channels and strategic stakeholders.
What We Do
Scope of engagement
- Financing-needs assessment
- Credit and bankability assessment
- Working-capital facilities
- Term lending
- Asset and equipment finance
- Trade finance
- LPO and contract financing
- Credit application packaging
- Banking relationship advisory
- Bank and financial-institution engagement
- Term-sheet review and comparison
- Commercial negotiation support
- Refinancing and debt restructuring
- Post-approval and financial-close coordination
Who We Serve
- SMEs and mid-market corporates
- Family-owned and growing businesses
- Contractors and suppliers seeking LPO/contract finance
- Businesses seeking working capital or asset finance
- Clients refinancing or restructuring debt
Typical Assignments
Representative work
Bankability assessment
Evaluating credit readiness and positioning opportunities for financial-institution approval.
Credit packaging
Preparing complete, well-structured credit applications that institutions can assess with confidence.
Facility structuring
Working capital, term, asset, trade and LPO/contract finance structuring.
Bank engagement
Presenting and coordinating with commercial banks and financial institutions.
Term-sheet comparison
Reviewing and comparing terms to support sound commercial decisions.
Close coordination
Managing post-approval steps through to financial close.
Client Outcomes
What clients gain
- A clear view of financing needs and bankability
- Professionally packaged credit applications
- Access to appropriate facilities and institutions
- Stronger, better-managed banking relationships
- Coordinated support through to financial close
Commercial banks and financial institutions are positioned as important institutional service channels and strategic stakeholders. Financing decisions remain subject to the relevant institution’s independent assessment and approval.
Our Advisory Approach
How we work with you
Assess bankability
We evaluate credit readiness against the standards financial institutions apply.
Package & structure
We prepare complete, well-structured credit applications and appropriate facility structures.
Engage & coordinate
We present to suitable institutions and coordinate through to financial close.
Indicative Information Required
What we typically need
Indicative only — requirements are confirmed for each engagement.
- Audited or management financial statements
- Cash-flow projections and facility purpose
- Security and collateral information
- Existing loan and repayment history
- Contracts, LPOs or orders (where relevant)
Institutional & Capital Channels
- Commercial banks
- Microfinance and credit providers
- Leasing and asset-finance companies
- Trade-finance providers
Related Sectors
Where this capability applies
Related MIC Capabilities
Complementary services
Discuss banking & credit advisory with MIC
Speak with our advisory team about how this capability applies to your objectives.