/* ==========================================================================
   MIC Global Finance Ltd — Corporate Website
   styles.css — premium institutional design system
   Palette: deep navy / royal blue / white / selective gold
   ========================================================================== */

:root{
  --navy:#1F3864; --navy-deep:#16294a; --navy-deeper:#0f1e38;
  --royal:#2E5AA8; --royal-soft:#3d6bbf;
  --gold:#C9A227; --gold-soft:#B08D2A; --gold-bright:#E6C55C;
  --gold-tint:rgba(201,162,39,.10);
  --ink:#1c222c; --body:#3d434e; --muted:#6b7280;
  --line:#e4e7ec; --line-soft:#eef0f3;
  --bg:#ffffff; --bg-soft:#f6f7f9; --bg-alt:#f2f4f8;
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Libre Franklin',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;
  --maxw:1160px; --radius:4px; --radius-lg:8px;
  --ease:cubic-bezier(.4,0,.2,1);
  --shadow-card:0 1px 2px rgba(16,32,64,.04),0 8px 24px rgba(16,32,64,.06);
  --shadow-lift:0 14px 40px rgba(16,32,64,.13);
}

*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto;}*,*::before,*::after{animation:none!important;transition-duration:.001ms!important;}}
body{font-family:var(--sans);color:var(--body);line-height:1.68;background:var(--bg);font-size:16px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;}
img,svg{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;}

/* Display serif for headings */
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;color:var(--navy);line-height:1.15;letter-spacing:-.01em;}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.eyebrow{font-family:var(--sans);font-size:11px;letter-spacing:3px;text-transform:uppercase;font-weight:600;color:var(--gold-soft);margin-bottom:14px;display:flex;align-items:center;gap:10px;}
.eyebrow::before{content:"";width:26px;height:1.5px;background:var(--gold);display:inline-block;}
.eyebrow.center{justify-content:center;}
.section{padding:88px 0;}
.section--tight{padding:64px 0;}
.section--soft{background:var(--bg-soft);}
.section--alt{background:var(--bg-alt);}
.section--navy{background:linear-gradient(135deg,var(--navy) 0%,#274a86 100%);color:#fff;position:relative;overflow:hidden;}
.section--navy h2,.section--navy h3,.section--navy h4{color:#fff;}
.section-head{max-width:720px;margin-bottom:52px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head.center .eyebrow{justify-content:center;}
.section-head h2{font-size:40px;line-height:1.08;}
.section-head p{color:var(--muted);font-size:17px;margin-top:16px;line-height:1.6;}
.section--navy .section-head p{color:#c4cede;}
.lead{font-size:19px;color:var(--body);line-height:1.7;}

.skip-link{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:10px 18px;z-index:200;font-weight:600;}
.skip-link:focus{left:8px;top:8px;border-radius:var(--radius);}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-weight:600;font-size:14.5px;padding:14px 28px;border-radius:var(--radius);cursor:pointer;transition:all .22s var(--ease);border:1px solid transparent;letter-spacing:.2px;}
.btn:active{transform:translateY(1px);}
.btn svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2;}
.btn-gold{background:var(--gold);color:var(--navy);}
.btn-gold:hover{background:var(--gold-bright);box-shadow:0 8px 22px rgba(201,162,39,.32);}
.btn-navy{background:var(--navy);color:#fff;}
.btn-navy:hover{background:var(--navy-deep);}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff;}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff;}
.btn-outline{border-color:var(--navy);color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:#fff;}

a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,.btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:var(--radius);}

/* Line-icon system */
.ic svg{stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;}
.ic{width:34px;height:34px;color:var(--gold-soft);display:inline-flex;}
.ic svg{width:100%;height:100%;}
.ic-badge{width:52px;height:52px;border-radius:var(--radius);background:var(--gold-tint);display:inline-flex;align-items:center;justify-content:center;color:var(--gold-soft);margin-bottom:18px;}
.ic-badge svg{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;}
.section--navy .ic-badge{background:rgba(201,162,39,.16);color:var(--gold-bright);}

/* ============ HEADER ============ */
.site-header{position:sticky;top:0;z-index:100;background:rgba(31,56,100,.97);backdrop-filter:blur(8px);border-bottom:1px solid rgba(201,162,39,.4);}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;}
.brand{display:flex;align-items:center;}
.brand-logo{height:46px;width:auto;}
.nav-menu{display:flex;align-items:center;gap:26px;}
.nav-menu a{font-family:var(--sans);color:#d3dae7;font-size:13.5px;letter-spacing:.3px;padding:6px 0;position:relative;transition:color .2s;font-weight:400;}
.nav-menu a:hover,.nav-menu a[aria-current="page"]{color:#fff;}
.nav-menu a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold);}
.nav-cta{background:var(--gold);color:var(--navy)!important;padding:10px 20px!important;border-radius:var(--radius);font-weight:600;transition:background .2s;}
.nav-cta:hover{background:var(--gold-bright);}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.3);border-radius:var(--radius);color:#fff;width:46px;height:42px;font-size:20px;cursor:pointer;align-items:center;justify-content:center;}
@media (max-width:1000px){
  .nav-toggle{display:flex;}
  .nav-menu{position:fixed;inset:76px 0 auto 0;flex-direction:column;align-items:stretch;gap:0;background:var(--navy);padding:8px 28px 26px;border-bottom:3px solid var(--gold);transform:translateY(-130%);transition:transform .3s var(--ease);max-height:calc(100vh - 76px);overflow-y:auto;}
  .nav-menu.open{transform:translateY(0);}
  .nav-menu a{padding:15px 4px;border-bottom:1px solid rgba(255,255,255,.09);font-size:15px;}
  .nav-menu a[aria-current="page"]::after{display:none;}
  .nav-cta{margin-top:16px;text-align:center;justify-content:center;}
}

/* ============ HERO (split, layered) ============ */
.hero{background:linear-gradient(180deg,#ffffff 0%,#f2f5fa 100%);color:var(--navy);position:relative;overflow:hidden;border-bottom:1px solid var(--line);}
.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;align-items:stretch;min-height:560px;}
.hero-copy{padding:92px 60px 92px 0;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:2;}
.hero-media{position:relative;}
.hero-media img,.hero-media svg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
.hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#f2f5fa 0%,rgba(242,245,250,.4) 20%,rgba(242,245,250,0) 50%);}
.hero h1{color:var(--navy);font-size:58px;line-height:1.04;margin-bottom:22px;letter-spacing:-.02em;}
.hero .lead{color:var(--body);max-width:560px;margin-bottom:20px;font-size:18px;}
.hero-verbs{font-family:var(--sans);font-size:12.5px;letter-spacing:3px;text-transform:uppercase;color:var(--gold-soft);margin-bottom:34px;font-weight:600;}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;}
.hero--sub .hero-copy{padding:74px 60px 74px 0;}
.hero--sub h1{font-size:46px;}
@media (max-width:1000px){
  .hero-grid{grid-template-columns:1fr;min-height:auto;}
  .hero-copy{padding:40px 0 8px;order:1;}
  .hero-media{min-height:200px;max-height:230px;position:relative;order:2;margin:20px -28px 0;}
  .hero-media::after{background:linear-gradient(180deg,rgba(242,245,250,0) 40%,#f2f5fa 100%);}
  .hero h1{font-size:34px;}
  .hero .lead{margin-bottom:22px;}
}
@media (max-width:560px){.hero h1{font-size:33px;}.hero .lead{font-size:16px;}.hero--sub h1{font-size:32px;}}

/* ============ INTRO STRIP ============ */
.intro-strip{display:grid;grid-template-columns:auto 1fr;gap:44px;align-items:center;}
.intro-badge{font-family:var(--sans);font-size:11px;letter-spacing:3px;text-transform:uppercase;color:var(--gold-soft);font-weight:600;line-height:1.4;border-right:2px solid var(--line);padding-right:36px;white-space:nowrap;}
.intro-strip p{font-size:20px;line-height:1.6;color:var(--ink);font-family:var(--serif);font-weight:500;}
@media (max-width:720px){.intro-strip{grid-template-columns:1fr;gap:14px;}.intro-badge{border-right:none;border-bottom:2px solid var(--line);padding:0 0 14px;white-space:normal;}.intro-strip p{font-size:18px;}}

/* ============ AUDIENCE PATHWAYS ============ */
.paths{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;}
.path-card{display:block;background:#fff;padding:32px 26px;border-right:1px solid var(--line);transition:background .25s var(--ease);position:relative;}
.path-card:last-child{border-right:none;}
.path-card::before{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--gold);transition:width .3s var(--ease);}
.path-card:hover{background:var(--bg-soft);}
.path-card:hover::before{width:100%;}
.path-card .ic{color:var(--royal);margin-bottom:16px;width:30px;height:30px;}
.path-card h3{font-size:19px;margin-bottom:8px;line-height:1.2;}
.path-card p{font-size:13.5px;color:var(--muted);line-height:1.55;}
.path-card .arrow{color:var(--royal);font-size:13px;font-weight:600;margin-top:16px;display:inline-block;font-family:var(--sans);}
@media (max-width:900px){.paths{grid-template-columns:1fr 1fr;}.path-card:nth-child(2){border-right:none;}.path-card:nth-child(1),.path-card:nth-child(2){border-bottom:1px solid var(--line);}}
@media (max-width:520px){.paths{grid-template-columns:1fr;}.path-card{border-right:none;border-bottom:1px solid var(--line);}.path-card:last-child{border-bottom:none;}}

/* ============ WHO WE ARE (split w/ art) ============ */
.split{display:grid;grid-template-columns:1.02fr .98fr;gap:60px;align-items:center;}
.split-media{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-card);background:#f2f5fa;border:1px solid var(--line);}
.split-media img,.split-media svg{width:100%;height:100%;object-fit:cover;display:block;}
.split-media.framed{border:1px solid var(--line);}
@media (max-width:880px){.split{grid-template-columns:1fr;gap:38px;}.split-media{max-height:360px;}}

/* ============ SERVICES (feature list, not identical cards) ============ */
.svc-list{display:grid;grid-template-columns:1fr 1fr;gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;}
.svc-item{background:#fff;padding:34px 32px;transition:background .25s var(--ease);position:relative;}
.svc-item:hover{background:var(--bg-soft);}
.svc-num{position:absolute;top:28px;right:32px;font-family:var(--serif);font-size:22px;color:var(--line);font-weight:600;}
.svc-item:hover .svc-num{color:var(--gold);}
.svc-item .ic-badge{margin-bottom:16px;}
.svc-item h3{font-size:22px;margin-bottom:10px;}
.svc-item p{font-size:14.5px;color:var(--body);line-height:1.6;margin-bottom:14px;}
.svc-item .arrow{color:var(--royal);font-weight:600;font-size:13.5px;font-family:var(--sans);}
@media (max-width:760px){.svc-list{grid-template-columns:1fr;}}

/* ============ VALUE (numbered editorial) ============ */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--line);border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);}
.value-item{background:#fff;padding:30px 28px;}
.section--navy .value-grid{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.14);}
.section--navy .value-item{background:var(--navy);}
.value-item .ic-badge{margin-bottom:14px;}
.value-item h3{font-size:18px;margin-bottom:9px;}
.value-item p{font-size:14px;color:var(--body);line-height:1.6;}
.section--navy .value-item p{color:#c4cede;}
@media (max-width:860px){.value-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:520px){.value-grid{grid-template-columns:1fr;}}

/* ============ ECOSYSTEM band ============ */
.section--navy::before{content:"";position:absolute;right:-160px;top:-120px;width:520px;height:520px;border:1px solid rgba(201,162,39,.1);border-radius:50%;pointer-events:none;}
.eco-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative;z-index:2;}
.eco-card{border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-lg);padding:26px 22px;transition:border-color .25s,background .25s;}
.eco-card:hover{border-color:rgba(201,162,39,.5);background:rgba(255,255,255,.03);}
.eco-card .ic-badge{margin-bottom:14px;}
.eco-card h3{color:#fff;font-size:17px;margin-bottom:8px;}
.eco-card p{color:#c4cede;font-size:13px;line-height:1.55;}
@media (max-width:880px){.eco-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:480px){.eco-grid{grid-template-columns:1fr;}}

/* ============ SECTORS ============ */
.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.sector-tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;display:flex;align-items:center;gap:14px;transition:all .22s var(--ease);}
.sector-tile:hover{border-color:var(--gold);box-shadow:var(--shadow-card);transform:translateY(-2px);}
.sector-tile .ic{width:24px;height:24px;color:var(--royal);flex-shrink:0;}
.sector-tile span{font-family:var(--sans);font-size:14px;color:var(--navy);font-weight:500;line-height:1.3;}
@media (max-width:820px){.sector-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:480px){.sector-grid{grid-template-columns:1fr;}}

/* ============ PROCESS (timeline) ============ */
.timeline{position:relative;}
.timeline-track{display:grid;grid-template-columns:repeat(6,1fr);gap:0;position:relative;}
.timeline-track::before{content:"";position:absolute;left:0;right:0;top:19px;height:2px;background:linear-gradient(90deg,var(--gold) 0%,var(--line) 100%);}
.tl-step{position:relative;padding:0 12px;}
.tl-dot{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-weight:600;font-size:16px;position:relative;z-index:2;margin-bottom:18px;border:3px solid #fff;box-shadow:0 0 0 1px var(--line);}
.tl-step h3{font-size:16px;margin-bottom:7px;line-height:1.25;}
.tl-step p{font-size:12.5px;color:var(--body);line-height:1.5;}
@media (max-width:900px){.timeline-track{grid-template-columns:1fr 1fr;gap:32px 20px;}.timeline-track::before{display:none;}}
@media (max-width:480px){.timeline-track{grid-template-columns:1fr;}}

/* ============ EXPERIENCE ============ */
.exp-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 48px;}
.exp-grid li{font-size:15px;color:var(--ink);padding:15px 0 15px 28px;position:relative;border-bottom:1px solid var(--line);font-family:var(--sans);}
.exp-grid li::before{content:"";position:absolute;left:0;top:21px;width:9px;height:9px;background:var(--gold);border-radius:2px;transform:rotate(45deg);}
@media (max-width:640px){.exp-grid{grid-template-columns:1fr;}}

/* ============ PULL QUOTE ============ */
.pullquote{border-left:3px solid var(--gold);padding:8px 0 8px 30px;margin:8px 0;}
.pullquote p{font-family:var(--serif);font-size:26px;line-height:1.35;color:var(--navy);font-weight:500;font-style:italic;}
.section--navy .pullquote p{color:#fff;}
.pullquote cite{display:block;margin-top:14px;font-family:var(--sans);font-size:13px;color:var(--muted);font-style:normal;letter-spacing:.5px;}

/* ============ CTA band ============ */
.cta-band{background:linear-gradient(135deg,var(--royal) 0%,var(--navy) 100%);color:#fff;text-align:center;position:relative;overflow:hidden;}
.cta-band::before{content:"";position:absolute;left:50%;top:-140px;width:460px;height:460px;transform:translateX(-50%);border:1px solid rgba(201,162,39,.12);border-radius:50%;}
.cta-band .wrap{position:relative;z-index:2;}
.cta-band h2{color:#fff;font-size:38px;margin-bottom:16px;}
.cta-band p{color:#cfd7e6;font-size:17px;max-width:580px;margin:0 auto 30px;}

/* ============ CARDS (about values) ============ */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;}
.card{background:#fff;padding:30px 28px;transition:background .25s;}
.card:hover{background:var(--bg-soft);}
.card .ic-badge{margin-bottom:14px;}
.card h3{font-size:18px;margin-bottom:9px;}
.card p{font-size:14px;color:var(--body);line-height:1.6;}
@media (max-width:860px){.card-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:520px){.card-grid{grid-template-columns:1fr;}}

/* prose */
.prose p{margin-bottom:20px;font-size:16.5px;color:var(--body);line-height:1.8;}
.prose h2{font-size:34px;margin-bottom:20px;}
.prose h3{font-size:23px;margin:36px 0 12px;}

/* vision/mission */
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;}
.vm-card{border:1px solid rgba(255,255,255,.16);border-radius:var(--radius-lg);padding:40px 36px;position:relative;z-index:2;background:rgba(255,255,255,.02);}
.vm-card .ic-badge{margin-bottom:18px;}
.vm-card h3{font-size:26px;color:#fff;margin-bottom:14px;}
.vm-card p{color:#cfd7e6;font-size:16.5px;line-height:1.72;}
@media (max-width:760px){.vm-grid{grid-template-columns:1fr;}}

/* fact strip */
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:#fff;}
.fact{padding:26px 24px;border-right:1px solid var(--line);}
.fact:last-child{border-right:none;}
.fact .lbl{font-family:var(--sans);font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold-soft);font-weight:600;margin-bottom:8px;}
.fact .val{font-family:var(--serif);font-size:19px;color:var(--navy);font-weight:600;line-height:1.25;}
.fact .val.sm{font-size:15px;}
@media (max-width:820px){.facts{grid-template-columns:1fr 1fr;}.fact:nth-child(2){border-right:none;}.fact:nth-child(1),.fact:nth-child(2){border-bottom:1px solid var(--line);}}
@media (max-width:440px){.facts{grid-template-columns:1fr;}.fact{border-right:none;border-bottom:1px solid var(--line);}.fact:last-child{border-bottom:none;}}

/* ============ FOOTER ============ */
.site-footer{background:var(--navy);color:#a9b8d0;padding:64px 0 28px;border-top:3px solid var(--gold);}
.foot-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 1.2fr;gap:44px;padding-bottom:38px;border-bottom:1px solid rgba(255,255,255,.1);}
.foot-logo{height:50px;width:auto;margin-bottom:18px;}
.foot-brand p{font-size:13.5px;line-height:1.7;color:#8fa0bd;max-width:330px;}
.foot-brand .tagline{margin-top:12px;font-style:italic;color:var(--gold-bright);font-family:var(--serif);font-size:17px;}
.foot-col h4{color:#fff;font-family:var(--sans);font-size:12px;letter-spacing:.8px;margin-bottom:16px;font-weight:600;text-transform:uppercase;}
.foot-col a,.foot-col p{display:block;color:#a9b5cc;font-size:13.5px;padding:5px 0;line-height:1.5;font-family:var(--sans);}
.foot-col a{transition:color .2s;}
.foot-col a:hover{color:var(--gold);}
.socials{display:flex;gap:12px;margin-top:20px;}
.social-btn{width:40px;height:40px;border:1px solid rgba(255,255,255,.2);border-radius:var(--radius);display:flex;align-items:center;justify-content:center;color:#cdd5e3;transition:all .2s;}
.social-btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy);}
.social-btn svg{width:18px;height:18px;fill:currentColor;}
.foot-bottom{padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;align-items:flex-start;}
.foot-bottom p{font-size:12px;color:#6b7a97;max-width:680px;line-height:1.6;}
.foot-legal-links{display:flex;gap:18px;flex-shrink:0;}
.foot-legal-links a{color:#8fa0bd;font-size:12px;transition:color .2s;}
.foot-legal-links a:hover{color:var(--gold);}
@media (max-width:920px){.foot-grid{grid-template-columns:1fr 1fr;gap:32px;}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr;}.foot-bottom{flex-direction:column;}}

/* WhatsApp float */
.wa-float{position:fixed;right:24px;bottom:24px;z-index:120;width:56px;height:56px;background:#25D366;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 20px rgba(0,0,0,.28);transition:transform .2s var(--ease);}
.wa-float:hover{transform:scale(1.07);}
.wa-float svg{width:31px;height:31px;fill:#fff;}

/* Breadcrumb */
.crumb{background:var(--bg-soft);border-bottom:1px solid var(--line);}
.crumb .wrap{padding-top:15px;padding-bottom:15px;}
.crumb ol{display:flex;flex-wrap:wrap;gap:8px;font-family:var(--sans);font-size:12.5px;color:var(--muted);}
.crumb a{transition:color .2s;}
.crumb a:hover{color:var(--royal);}
.crumb li::after{content:"/";margin-left:8px;color:var(--line);}
.crumb li:last-child::after{content:"";}
.crumb li:last-child{color:var(--navy);font-weight:600;}

/* reveal on scroll */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s var(--ease),transform .6s var(--ease);}
.reveal.in{opacity:1;transform:none;}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;}}


/* Light-hero button adjustments */
.hero .btn-ghost{border-color:var(--navy);color:var(--navy);}
.hero .btn-ghost:hover{background:var(--navy);color:#fff;border-color:var(--navy);}


/* Service page: Who We Serve list */
.who-list li{font-size:14px;color:var(--body);padding:9px 0 9px 22px;position:relative;border-bottom:1px solid var(--line-soft);}
.who-list li:last-child{border-bottom:none;}
.who-list li::before{content:"";position:absolute;left:0;top:16px;width:7px;height:7px;background:var(--gold);border-radius:2px;transform:rotate(45deg);}


/* ---- Services dropdown ---- */
.has-dropdown{position:relative;}
.dropdown-toggle{display:inline-flex;align-items:center;gap:5px;cursor:pointer;}
.dropdown-toggle::after{content:"";width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .2s;}
.has-dropdown:hover .dropdown-toggle::after,.has-dropdown:focus-within .dropdown-toggle::after{transform:rotate(225deg) translateY(0);}
.dropdown-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(8px);min-width:288px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius-lg);box-shadow:var(--shadow-lift);padding:10px;opacity:0;visibility:hidden;transition:opacity .2s var(--ease),transform .2s var(--ease);z-index:120;}
.has-dropdown:hover .dropdown-menu,.has-dropdown:focus-within .dropdown-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);}
.dropdown-menu a{display:block;padding:11px 14px;border-radius:var(--radius);color:var(--navy)!important;font-size:13.5px;line-height:1.3;transition:background .18s,color .18s;}
.dropdown-menu a::after{display:none;}
.dropdown-menu a:hover{background:var(--bg-soft);color:var(--royal)!important;}
.dropdown-menu a.dd-all{color:var(--gold-soft)!important;font-weight:600;border-top:1px solid var(--line);margin-top:6px;padding-top:12px;}
@media (max-width:1000px){
  .dropdown-menu{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:none;border-top:none;min-width:0;padding:0 0 0 14px;background:transparent;}
  .dropdown-menu a{color:#cdd5e3!important;padding:12px 4px;border-bottom:1px solid rgba(255,255,255,.08);}
  .dropdown-menu a:hover{background:transparent;color:#fff!important;}
  .dropdown-menu a.dd-all{color:var(--gold-bright)!important;border-top:1px solid rgba(255,255,255,.12);}
  .dropdown-toggle::after{display:none;}
}

.section--navy .who-list li{color:#c4cede;border-color:rgba(255,255,255,.12);}
.section--navy .who-list li::before{background:var(--gold-bright);}


/* ---- Forms ---- */
.form-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px;border-bottom:1px solid var(--line);}
.form-tab{background:none;border:none;font-family:var(--sans);font-size:13.5px;font-weight:600;color:var(--muted);padding:12px 16px;cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-1px;transition:color .2s,border-color .2s;}
.form-tab:hover{color:var(--navy);}
.form-tab[aria-selected="true"]{color:var(--navy);border-bottom-color:var(--gold);}
.mic-form{display:none;}
.mic-form.active{display:block;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.field{margin-bottom:16px;}
.field.full{grid-column:1 / -1;}
.field label{display:block;font-family:var(--sans);font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px;}
.field label .req{color:#c0392b;}
.field input,.field select,.field textarea{width:100%;font-family:var(--sans);font-size:14.5px;color:var(--ink);padding:11px 14px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:border-color .2s,box-shadow .2s;}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--royal);box-shadow:0 0 0 3px rgba(46,90,168,.12);}
.field textarea{min-height:130px;resize:vertical;}
.form-note{font-size:12.5px;color:var(--muted);margin-top:8px;}
.form-disclaimer{background:var(--gold-tint);border-left:3px solid var(--gold);padding:12px 16px;font-size:12.5px;color:var(--navy-deep);border-radius:0 var(--radius) var(--radius) 0;margin:18px 0;}
@media(max-width:620px){.form-row{grid-template-columns:1fr;}}

/* ============ SERVICE PROCESS STEPS ============ */
.steps{display:grid;gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;}
.step{background:#fff;padding:30px 28px;transition:background .25s var(--ease);}
.step:hover{background:var(--bg-soft);}
.step-num{display:inline-block;font-family:var(--sans);font-size:11px;letter-spacing:2px;text-transform:uppercase;font-weight:600;color:var(--gold-soft);margin-bottom:12px;}
.step h3{font-size:19px;margin-bottom:9px;line-height:1.2;}
.step p{font-size:14px;color:var(--body);line-height:1.6;}
.section--navy .steps{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.16);}
.section--navy .step{background:transparent;}
.section--navy .step h3{color:#fff;}
.section--navy .step p{color:#c4cede;}
.section--navy .step-num{color:var(--gold-bright);}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr!important;}}
@media (max-width:560px){.steps{grid-template-columns:1fr!important;}}

/* ============ SECTOR / SERVICE CHIPS ============ */
.chip-row{display:flex;flex-wrap:wrap;gap:10px;}
.chip{display:inline-flex;align-items:center;font-family:var(--sans);font-size:13px;font-weight:500;color:var(--navy);background:#fff;border:1px solid var(--line);border-radius:100px;padding:9px 18px;transition:all .2s var(--ease);}
a.chip:hover{border-color:var(--gold);color:var(--royal);box-shadow:var(--shadow-card);transform:translateY(-1px);}

/* ============ LAYOUT FIXES: balanced grids ============ */
/* For Investors: force 2x2 benefits grid (no empty 3rd-column cell) */
.card-grid.grid-2x2{grid-template-columns:1fr 1fr;}
@media (max-width:520px){.card-grid.grid-2x2{grid-template-columns:1fr;}}

/* Sectors: make an odd final card span the full last row of a 2-col list */
.svc-list .svc-item.span-full{grid-column:1 / -1;}
@media (max-width:760px){.svc-list .svc-item.span-full{grid-column:auto;}}

/* ============ Hide WhatsApp float when mobile menu open ============ */
body.menu-open .wa-float{opacity:0;visibility:hidden;pointer-events:none;}

/* ============ Form status messages ============ */
.form-status{display:none;margin-top:16px;padding:13px 16px;border-radius:var(--radius);font-family:var(--sans);font-size:14px;line-height:1.5;}
.form-status[data-type="success"]{background:#e8f5ec;border:1px solid #b6dcc2;color:#1e6b3a;}
.form-status[data-type="error"]{background:#fdecea;border:1px solid #f3c2bc;color:#a02f22;}


/* ============ CLIENT ASSESSMENT GATEWAY ============ */
.assessment-hero{background:linear-gradient(135deg,var(--navy) 0%,#0d2a52 100%);color:#fff;padding:86px 0 76px;border-bottom:3px solid var(--gold);}
.assessment-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center;}
.assessment-hero .eyebrow{color:#d6b85b;}
.assessment-hero h1{color:#fff;font-size:54px;line-height:1.03;margin:12px 0 22px;}
.assessment-hero .lead{color:#dbe3ef;font-size:18px;max-width:700px;}
.assessment-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px;}
.assessment-secure{font-family:var(--sans);font-size:12px;color:#aab9ce;margin-top:18px;letter-spacing:.2px;}
.assessment-panel{background:#fff;color:var(--ink);border-radius:var(--radius-lg);padding:38px 36px;box-shadow:0 22px 60px rgba(0,0,0,.2);border-top:3px solid var(--gold);}
.assessment-panel h2{font-size:28px;line-height:1.2;margin:8px 0 14px;}
.assessment-panel p{font-size:14.5px;color:var(--body);line-height:1.65;}
.assessment-kicker{font-family:var(--sans);font-size:11px!important;text-transform:uppercase;letter-spacing:1.5px;color:var(--gold-soft)!important;font-weight:600;}
.assessment-mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:26px;border-top:1px solid var(--line);padding-top:22px;}
.assessment-mini-grid div{display:flex;flex-direction:column;gap:5px;}
.assessment-mini-grid strong{font-family:var(--serif);font-size:30px;color:var(--navy);}
.assessment-mini-grid span{font-family:var(--sans);font-size:11px;color:var(--muted);line-height:1.35;}
.assessment-notice{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:24px 26px;display:grid;grid-template-columns:180px 1fr;gap:26px;align-items:start;}
.assessment-notice strong{font-family:var(--serif);font-size:21px;color:var(--navy);}
.assessment-notice p{font-size:14.5px;color:var(--body);line-height:1.7;}
.assessment-services{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.assessment-services>div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;min-height:190px;transition:all .22s var(--ease);}
.assessment-services>div:hover{border-color:var(--gold);box-shadow:var(--shadow-card);transform:translateY(-2px);}
.assessment-services span{display:inline-block;font-family:var(--sans);font-size:11px;color:var(--gold-soft);font-weight:600;letter-spacing:1.3px;margin-bottom:16px;}
.assessment-services h3{font-size:18px;margin-bottom:9px;}
.assessment-services p{font-size:13.5px;color:var(--body);line-height:1.6;}
.assessment-process-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start;}
.assessment-steps{list-style:none;margin:0;padding:0;display:grid;gap:12px;}
.assessment-steps li{display:grid;grid-template-columns:46px 1fr;gap:16px;align-items:start;border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;background:#fff;}
.assessment-steps li>span{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-weight:600;}
.assessment-steps h3{font-size:17px;margin:1px 0 4px;}
.assessment-steps p{font-size:13.5px;color:var(--body);line-height:1.55;}
.assessment-help{font-family:var(--sans);font-size:11.5px!important;color:#aebbd0!important;max-width:760px!important;margin-top:20px!important;}
@media (max-width:940px){.assessment-hero-grid,.assessment-process-grid{grid-template-columns:1fr;gap:36px}.assessment-services{grid-template-columns:1fr 1fr}.assessment-hero h1{font-size:46px}}
@media (max-width:620px){.assessment-hero{padding:58px 0 50px}.assessment-hero h1{font-size:39px}.assessment-panel{padding:28px 24px}.assessment-mini-grid{grid-template-columns:1fr 1fr 1fr}.assessment-services{grid-template-columns:1fr}.assessment-notice{grid-template-columns:1fr;gap:8px}.assessment-actions .btn{width:100%;text-align:center}}


/* MIC Client Assessment embedded production experience */
.assessment-embed-section{padding:52px 0 72px;background:#f5f7fa;}
.assessment-embed-wrap{max-width:1460px;}
.assessment-embed-head{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-bottom:22px;}
.assessment-embed-head h2{margin:4px 0 8px;color:var(--navy);}
.assessment-embed-head p{max-width:850px;margin:0;color:#53657d;}
.assessment-open-external{white-space:nowrap;font-weight:600;color:var(--navy);text-decoration:underline;text-underline-offset:4px;}
.assessment-frame-shell{background:#fff;border:1px solid #d8e0e9;border-top:4px solid var(--gold);border-radius:14px;overflow:hidden;box-shadow:0 18px 46px rgba(11,36,67,.10);}
.assessment-frame{display:block;width:100%;height:82vh;min-height:900px;border:0;background:#fff;}
.assessment-frame-help{margin:14px 4px 0;font-size:13px;line-height:1.65;color:#68788e;}
@media (max-width:900px){.assessment-embed-section{padding:32px 0 48px}.assessment-embed-head{display:block}.assessment-open-external{display:inline-block;margin-top:14px}.assessment-frame{height:86vh;min-height:760px}.assessment-hero--embedded .assessment-hero-grid{grid-template-columns:1fr}}
@media (max-width:620px){.assessment-frame-shell{border-radius:8px}.assessment-frame{height:88vh;min-height:680px}.assessment-embed-wrap{padding-left:10px;padding-right:10px}}

/* ============ Official MIC logo (royal-blue & gold artwork) ============ */
/* The official logo is the exact approved artwork (byte-for-byte unchanged).
   The PNG canvas has large transparent margins — the visible mark is only ~49%
   of the file height — so the container is sized generously and the plate is
   fitted tightly around the artwork so the COMPLETE logo reads clearly.
   object-fit:contain guarantees it is never stretched, recoloured or distorted. */
.brand{display:flex;align-items:center;}
.brand-logo{height:76px;width:auto;object-fit:contain;display:block;
  background:#ffffff;padding:3px 15px;border-radius:11px;
  box-shadow:0 1px 4px rgba(0,0,0,.18);}
.foot-logo{height:80px;width:auto;object-fit:contain;display:block;margin-bottom:18px;
  background:#ffffff;padding:3px 15px;border-radius:11px;}
@media (max-width:600px){
  .brand-logo{height:62px;padding:2px 11px;}
  .foot-logo{height:66px;}
}