/* ==========================================================================
   MIC CLIENT READINESS PLATFORM — DESIGN SYSTEM
   Institutional corporate-finance aesthetic: deep navy + slate, restrained
   gold accent, serif display + clean sans body. Mobile-first.
   ========================================================================== */
:root{
  --navy:#0f2540; --navy-800:#16324f; --navy-700:#1e3f60;
  --slate:#3a4a5c; --slate-400:#6b7a8d; --slate-200:#aeb9c6;
  --paper:#f7f8fa; --paper-card:#ffffff; --line:#e2e7ee; --line-strong:#cfd6e0;
  --gold:#b3893f; --gold-soft:#d8b877; --gold-wash:#f5edda;
  --ok:#1f7a53; --ok-wash:#e6f3ec; --warn:#8a5a1a; --warn-wash:#faf1df;
  --danger:#a12d2d; --danger-wash:#f8ebe9;
  --ink:#152233; --ink-soft:#425065;
  --radius:4px; --radius-lg:8px;
  --shadow:0 1px 2px rgba(15,37,64,.06), 0 8px 24px rgba(15,37,64,.06);
  --serif:"Georgia","Times New Roman",serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}
.hidden{display:none !important}

/* ---- Masthead ---- */
.masthead{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold)}
.mast-inner{max-width:1180px;margin:0 auto;padding:16px 20px;
  display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.mast-brand{display:flex;align-items:center;gap:14px}
.mast-logo{width:46px;height:46px;border:1.5px solid var(--gold-soft);border-radius:3px;
  display:flex;align-items:center;justify-content:center;font-family:var(--serif);
  font-weight:700;letter-spacing:1px;color:var(--gold-soft);font-size:17px;flex:0 0 auto}
.mast-name{font-family:var(--serif);font-size:17px;letter-spacing:.6px;font-weight:700}
.mast-tagline{font-size:11.5px;color:var(--slate-200);letter-spacing:.2px;max-width:520px}
.mast-doc{font-size:12px;color:var(--gold-soft);letter-spacing:1.4px;text-transform:uppercase;
  border-left:1px solid var(--navy-700);padding-left:16px}

/* ---- Layout ---- */
.layout{max-width:1180px;margin:0 auto;padding:26px 20px 40px;
  display:grid;grid-template-columns:248px 1fr;gap:30px;align-items:start}
.rail{position:sticky;top:20px}
.stage{min-width:0}

/* ---- Progress rail ---- */
.rail-item{display:flex;gap:12px;align-items:flex-start;padding:9px 10px;border-radius:var(--radius);
  cursor:default;color:var(--slate-400);position:relative}
.rail-item .num{flex:0 0 auto;width:24px;height:24px;border-radius:50%;border:1.5px solid var(--line-strong);
  display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:600;
  background:#fff;color:var(--slate-400);transition:.2s}
.rail-item .lbl{font-size:13px;line-height:1.35;padding-top:2px}
.rail-item.active{color:var(--navy)}
.rail-item.active .num{background:var(--navy);border-color:var(--navy);color:#fff}
.rail-item.active .lbl{font-weight:600}
.rail-item.done{color:var(--slate)}
.rail-item.done .num{background:var(--gold);border-color:var(--gold);color:#fff}
.rail-item.done .num::after{content:"\2713"}
.rail-item.done .num span{display:none}
.rail-line{position:absolute;left:22px;top:34px;bottom:-4px;width:1.5px;background:var(--line);z-index:-1}
.rail-item:last-child .rail-line{display:none}

/* ---- Steps / cards ---- */
.step{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow);padding:30px 32px;animation:rise .25s ease}
@keyframes rise{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.eyebrow{font-size:11px;letter-spacing:1.6px;text-transform:uppercase;color:var(--gold);
  font-weight:700;margin-bottom:6px}
.step h2{font-family:var(--serif);font-size:24px;line-height:1.2;margin:0 0 6px;color:var(--navy)}
.step .lead{color:var(--ink-soft);font-size:14px;margin:0 0 20px;max-width:64ch}
.subhead{font-family:var(--serif);font-size:17px;color:var(--navy-800);margin:26px 0 12px;
  padding-bottom:7px;border-bottom:1px solid var(--line)}
.subhead:first-of-type{margin-top:6px}

/* Institutional notice blocks */
.notice{border:1px solid var(--line-strong);background:#fbfcfd;border-left:3px solid var(--slate-400);
  padding:13px 16px;border-radius:var(--radius);font-size:13px;color:var(--ink-soft);margin:14px 0}
.notice.gold{border-left-color:var(--gold);background:var(--gold-wash)}
.notice.danger{border-left-color:var(--danger);background:var(--danger-wash);color:#5f1e1e}
.notice strong{color:var(--ink)}

/* ---- Form fields ---- */
.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:2px}
.field.full{grid-column:1 / -1}
label.flabel{font-size:12.5px;font-weight:600;color:var(--slate);letter-spacing:.2px}
label.flabel .req{color:var(--danger);margin-left:3px}
.hint{font-size:11.5px;color:var(--slate-400)}
input[type=text],input[type=email],input[type=tel],input[type=number],input[type=date],select,textarea{
  width:100%;padding:10px 12px;border:1px solid var(--line-strong);border-radius:var(--radius);
  font-family:var(--sans);font-size:14px;color:var(--ink);background:#fff;transition:.15s}
textarea{min-height:84px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy-700);
  box-shadow:0 0 0 3px rgba(30,63,96,.12)}
input.err,select.err,textarea.err{border-color:var(--danger);box-shadow:0 0 0 3px rgba(161,45,45,.10)}

/* Choice controls */
.choices{display:flex;flex-wrap:wrap;gap:9px}
.choice{position:relative;display:inline-flex;align-items:center;gap:9px;padding:9px 14px;
  border:1px solid var(--line-strong);border-radius:var(--radius);cursor:pointer;background:#fff;
  font-size:13.5px;color:var(--ink-soft);transition:.15s;user-select:none}
.choice:hover{border-color:var(--slate-400)}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice .box{width:16px;height:16px;border:1.5px solid var(--slate-400);border-radius:3px;
  flex:0 0 auto;display:flex;align-items:center;justify-content:center;transition:.15s}
.choice.radio .box{border-radius:50%}
.choice input:checked ~ .box{background:var(--navy);border-color:var(--navy)}
.choice input:checked ~ .box::after{content:"\2713";color:#fff;font-size:11px;line-height:1}
.choice.radio input:checked ~ .box::after{content:"";width:7px;height:7px;border-radius:50%;background:#fff}
.choice:has(input:checked){border-color:var(--navy);background:#f3f6fa;color:var(--navy);font-weight:600}
.choice-stack{display:flex;flex-direction:column;gap:9px}
.choice-stack .choice{width:100%}

/* Yes/No/N-A and matrix tables */
.matrix{width:100%;border-collapse:collapse;margin-top:6px;font-size:13px}
.matrix th{text-align:center;font-size:11px;letter-spacing:.4px;text-transform:uppercase;
  color:var(--slate-400);font-weight:700;padding:6px 4px;border-bottom:1px solid var(--line)}
.matrix th:first-child{text-align:left}
.matrix td{padding:9px 4px;border-bottom:1px solid var(--line);vertical-align:middle}
.matrix td:first-child{color:var(--ink-soft);padding-right:12px}
.matrix td.opt{text-align:center;width:74px}
.matrix .radiodot{width:18px;height:18px;border:1.5px solid var(--slate-400);border-radius:50%;
  display:inline-block;cursor:pointer;position:relative;transition:.15s}
.matrix input{position:absolute;opacity:0}
.matrix label{display:inline-flex;cursor:pointer}
.matrix input:checked + .radiodot{border-color:var(--navy)}
.matrix input:checked + .radiodot::after{content:"";position:absolute;inset:3px;border-radius:50%;background:var(--navy)}

/* Fee panel */
.fee-panel{border:1px solid var(--gold-soft);background:var(--gold-wash);border-radius:var(--radius-lg);
  padding:18px 20px;margin:16px 0}
.fee-panel .fee-band{font-family:var(--serif);font-size:22px;color:var(--navy);font-weight:700}
.fee-panel .fee-req{font-size:12.5px;color:var(--warn);margin-top:2px}
.fee-panel .fee-note{font-size:12px;color:var(--ink-soft);margin-top:10px;border-top:1px solid var(--gold-soft);padding-top:10px}

/* Next-step cards */
.paths{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:6px}
.path{border:1.5px solid var(--line-strong);border-radius:var(--radius-lg);padding:20px;cursor:pointer;
  transition:.15s;background:#fff;position:relative}
.path:hover{border-color:var(--slate-400)}
.path.sel{border-color:var(--navy);box-shadow:0 0 0 3px rgba(30,63,96,.10)}
.path input{position:absolute;opacity:0}
.path .cost{display:inline-block;font-size:10.5px;letter-spacing:1px;font-weight:700;padding:3px 9px;
  border-radius:20px;text-transform:uppercase;margin-bottom:10px}
.path .cost.free{background:var(--ok-wash);color:var(--ok)}
.path .cost.paid{background:var(--gold-wash);color:var(--warn)}
.path h4{font-family:var(--serif);font-size:16px;color:var(--navy);margin:0 0 6px}
.path p{font-size:12.5px;color:var(--ink-soft);margin:0}
.path-list-label{font-size:10.5px;letter-spacing:.8px;text-transform:uppercase;font-weight:700;
  color:var(--slate-400);margin:14px 0 6px}
.path-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:5px;
  font-size:12px;color:var(--ink-soft);line-height:1.4}
.path-list.excl{color:var(--slate-400)}
.path-fee-slot:not(:empty){margin:10px 0 4px;padding:10px 12px;border:1px solid var(--gold-soft);
  background:var(--gold-wash);border-radius:var(--radius)}
.path-fee-slot .pf-band{font-family:var(--serif);font-size:18px;color:var(--navy);font-weight:700}
.path-fee-slot .pf-req{font-size:11.5px;color:var(--warn);margin-top:1px}

/* Fee comparison table */
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line-strong);
  border-radius:var(--radius);overflow:hidden;margin-top:12px;font-size:12.5px}
.cmp .col-head{padding:10px 14px;font-weight:700;letter-spacing:.3px;color:#fff}
.cmp .lg .col-head,.cmp .lg li{border-right:1px solid var(--line)}
.cmp .lg .col-head{background:var(--ok)}
.cmp .sus .col-head{background:var(--danger)}
.cmp ul{list-style:none;margin:0;padding:0}
.cmp li{padding:8px 14px;border-top:1px solid var(--line);color:var(--ink-soft)}

/* ---- Step nav ---- */
.stepnav{display:flex;align-items:center;gap:14px;margin-top:22px;padding-top:20px}
.stepnav-progress{flex:1;text-align:center;font-size:12.5px;color:var(--slate-400)}
.btn{padding:11px 22px;border-radius:var(--radius);font-size:14px;font-weight:600;cursor:pointer;
  border:1px solid transparent;font-family:var(--sans);transition:.15s}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-800)}
.btn-ghost{background:#fff;color:var(--slate);border-color:var(--line-strong)}
.btn-ghost:hover{border-color:var(--slate-400)}
.btn:disabled{opacity:.5;cursor:not-allowed}

/* Validation summary */
.errbox{border:1px solid var(--danger);background:var(--danger-wash);border-radius:var(--radius);
  padding:12px 16px;margin-bottom:18px;font-size:13px;color:#5f1e1e}
.errbox ul{margin:6px 0 0;padding-left:18px}

/* ---- Loading + confirmation ---- */
.loading{text-align:center;padding:80px 20px;color:var(--slate-400)}
.spinner{width:34px;height:34px;border:3px solid var(--line);border-top-color:var(--navy);
  border-radius:50%;margin:0 auto 14px;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.confirmation{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow);padding:44px 40px;text-align:center;animation:rise .3s ease}
.confirmation .seal{width:64px;height:64px;border-radius:50%;background:var(--ok-wash);color:var(--ok);
  display:flex;align-items:center;justify-content:center;font-size:30px;margin:0 auto 18px}
.confirmation h2{font-family:var(--serif);color:var(--navy);font-size:26px;margin:0 0 8px}
.confirmation .ref{display:inline-block;font-family:var(--serif);font-size:18px;letter-spacing:1px;
  background:var(--paper);border:1px dashed var(--line-strong);border-radius:var(--radius);
  padding:8px 18px;margin:14px 0;color:var(--navy)}
.confirmation p{color:var(--ink-soft);max-width:60ch;margin:8px auto}

/* ---- Footer ---- */
.footer{text-align:center;font-size:11.5px;color:var(--slate-400);padding:22px;border-top:1px solid var(--line)}

/* ---- Draft banner ---- */
.draft-banner{background:var(--navy-800);color:#fff;font-size:12.5px;padding:8px 20px;text-align:center}
.draft-banner a{color:var(--gold-soft);cursor:pointer;text-decoration:underline;margin-left:8px}

/* ---- Responsive ---- */
@media (max-width:920px){
  .layout{grid-template-columns:1fr;gap:16px}
  .rail{position:static;display:flex;gap:6px;overflow-x:auto;padding-bottom:6px;
    border-bottom:1px solid var(--line)}
  .rail-item{flex:0 0 auto;padding:6px 8px}
  .rail-item .lbl{display:none}
  .rail-item.active .lbl{display:block;font-size:12px}
  .rail-line{display:none}
}
@media (max-width:640px){
  .mast-tagline{display:none}
  .mast-doc{display:none}
  .layout{padding:16px 14px 30px}
  .step{padding:22px 18px}
  .step h2{font-size:20px}
  .grid,.paths,.cmp{grid-template-columns:1fr}
  .stepnav{flex-wrap:wrap}
  .stepnav-progress{order:3;width:100%}
  .btn{flex:1}
}

/* Website-integrated assessment overrides */
body.assessment-page{background:#f7f8fa;}
.assessment-page .site-header{position:sticky;top:0;z-index:1000;}
.assessment-app{background:var(--paper);min-height:70vh;padding-top:18px;}
.assessment-app .masthead{display:none;}
.assessment-app .layout{padding-top:18px;}
.assessment-app .footer{padding-bottom:34px;}
.assessment-app .integration-banner{max-width:1180px;margin:0 auto 0;padding:12px 20px 0;}
.assessment-app .integration-banner .notice{margin:0;}
.assessment-app .matrix{min-width:640px;}
.assessment-app .fee-policy-groups{display:grid;grid-template-columns:1fr;gap:18px;margin-top:8px;}
.assessment-app .fee-policy-card{border:1px solid var(--line-strong);border-radius:8px;background:#fff;overflow:hidden;}
.assessment-app .fee-policy-card h4{margin:0;padding:12px 14px;background:#f3f6fa;color:var(--navy);font-family:var(--serif);font-size:16px;border-bottom:1px solid var(--line);}
.assessment-app .fee-policy-card .matrix{margin:0;min-width:0;}
.assessment-app .fee-policy-note{font-size:11.5px;color:var(--slate-400);margin-top:10px;}
.assessment-app .submit-status{margin:14px 0 0;}
.assessment-app .api-pending{border-left-color:var(--gold);background:var(--gold-wash);}
.assessment-app .api-error{border-left-color:var(--danger);background:var(--danger-wash);color:#5f1e1e;}
@media(max-width:640px){
  .assessment-app{padding-top:8px;}
  .assessment-app .layout{padding-left:10px;padding-right:10px;}
  .assessment-app .step{padding:20px 15px;}
  .assessment-app .matrix{font-size:11px;}
  .assessment-app .matrix td.opt{width:50px;}
}